Insurance & Healthcare

International students must have appropriate and current medical and travel insurance (which must include cover for aviation training) while studying in New Zealand.

It is recommended that NZICPA arrange this on students' behalf. Enquire when making your application.

It is strongly recommended that all international students hold insurance for the following aspects as a minimum:

Health cover while in New Zealand

• Medical expenses incurred for the treatment of illness and/or injury (in excess of ACC cover) that requires surgery and/or hospitalisation – unlimited sum insured
• Medical evacuation related to serious illness and injuries – unlimited sum insured
• Emergency dental treatment
• Costs for family members’ travel in the event that the student suffers a serious illness or injury
• Repatriation, search and rescue
• Repatriation and expatriation in the event a student has to return home following an injury or illness which interrupts their study plans
• Return of mortal remains/funeral expenses - including travel costs for family members, repatriation of remains, and funeral costs
• Search and rescue operation to locate the insured

Travel Insurance

Missed flights or delays for travel into and out of New Zealand.

Medical expenses incurred for the treatment of an illness and injury incurred during the travel.

Personal liability

Negligence causing bodily injury (including death) of another person or loss of or damage to property.

False arrest and wrongful detention.

Personal effects Insurance

Insurance should cover students’ personal effects, including items like expensive musical instruments, laptop computers, and sporting equipment.

Limits should be realistic but able to be increased to represent the actual value of particular items.

Other Insurance

Students should consider additional insurance to cover such things as loss of fees due to unforeseen events e.g. illness, travel delays, family issues that interrupt studies etc.

Car Insurance

If you intend to own and operate a car while in New Zealand you should have at least Third Party Liability Insurance to cover costs to the other party if you have an accident.

Should you require assistance with insurance we are able to provide advice and information.